UK households miss money every year. Find what yours may be owed.
A free check across council tax, benefits, energy bills and household savings. No account. No bank details. No obligation.
Preview
A plain-English summary of what may apply to you
Council tax
Worth checking: you may be in the wrong band
Energy
You may be overpaying on your current tariff
Benefits & support
Some households miss what they're entitled to
Broadband & mobile
Often cheaper deals available
Example only. Your summary is personalised to your answers.
Your personalised breakdown of what may apply — straight to your inbox.
- Free
- Takes 90 seconds
- No account · No bank details
- Data protected
The scale of what's missed
Independent UK figures we think every household should see.
No bank details · UK GDPR
£24bn
of income-related benefits and support go unclaimed every year across Great Britain.
Source: Policy in Practice, 2025~400,000
homes in England and Scotland are estimated to be in the wrong council tax band.
Source: MoneySavingExpertMillions
of households roll onto default energy tariffs after fixed deals end, often paying more than they need to.
Source: Ofgem
External estimates published by independent UK sources. Not a guarantee of personal savings. Your result depends on your circumstances.
What the check covers
Three areas where UK households quietly miss out.
The UK support system is fragmented across councils, government, energy and water. We look across three broad areas, then focus on what actually applies to your household.
Household support
Help that may apply based on your income, housing, family or care responsibilities.
Everyday bills
Energy, water and council tax: common areas where households quietly overpay.
Life-stage entitlements
Allowances and refunds tied to your age, work status or a recent change in circumstances.
Preview
Council tax
Worth checking
Why look now
A few reasons it's worth checking this month.
Small windows close quietly. A 90-second check now beats six months of overpaying.
Benefits change every April
Rates and thresholds are uprated each tax year. If you last checked over a year ago, your eligibility may have changed.
Energy price cap moves quarterly
Ofgem updates the price cap every three months. What was a good tariff last quarter may not be now.
Council tax bands can be challenged
If your home is in the wrong band you can challenge it via the VOA (England) or Assessor (Scotland). A successful challenge can be backdated.
How it works
Three simple steps to your personalised summary.
Two simple stages, then we email you a personalised summary based on your answers. No long forms, no jargon, no pressure.
01
Quick eligibility check
A handful of simple questions about your household. Takes around 90 seconds. No account, no personal details at this stage.
02
Share a few details
If it looks like there's something worth exploring, we'll ask for the information we need to review your situation properly.
03
Your personalised breakdown
Based on your answers, we email you a plain-English summary of what may apply to your household and where to look next.
Fast by design
We only ask what matters. No long forms, no surveys for the sake of it.
No surprises
No account, no bank details, no pressure. You decide whether to take anything further.
The UK system isn’t cruel, it’s just quiet. Council tax bands, energy tariffs, allowances: nobody chases you to claim them.
That’s why the check exists.
Who we are
Built for UK households by people who know the system.
Too many households miss support they're entitled to. Not through carelessness, but because the system is hard to navigate. We built a free check that cuts through the noise and tells you what actually applies to your household.
Plain and honest
Everyday language, no jargon, no pressure, and no promises we can't stand behind.
Built for real households
The questions reflect how UK benefits, bills and entitlements actually work.
Your choice, always
The checkup gives you a clear starting point. What you do next is entirely up to you.
- Registered in the UK
- No bank details required
- Data handled under UK GDPR
Frequently asked
Honest answers, in plain English
If you've got a question we haven't answered here, send us a message and we'll get back to you.
Send us a message
Ready when you are
See what may apply to your household.
Free, takes about 90 seconds, no account needed. Your personalised breakdown, straight to your inbox.
Free · 90 seconds · No account needed
Contact
Get in touch
Have a question about the checkup, your summary, or how we handle your data? Send us a message and we'll reply by email.
Email us
hello@moneycheckup.co.ukWe aim to reply within two working days.
Before you write
For your personalised breakdown, use the free checkup : it's the fastest way to see what applies to you.