UKMany UK households miss money they could be entitled to

See what your UK household could be owed or overpaying on bills in just 90 seconds.

A free check across council tax, benefits, energy bills and household savings. No account. No bank details. No obligation.

  • Free
  • Takes 90 seconds
  • No account · No bank details
  • Data protected
Start your free check

Free · 90 seconds · No account needed

Reviewed by a real UK specialist within 2 working days.

How it works

Preview · Your Money Checkup

PDF · 1 page

A plain-English summary of what may apply to you

  • Council tax

    Worth checking: you may be in the wrong band

  • Energy

    You may be overpaying on your current tariff

  • Benefits & support

    Some households miss what they're entitled to

  • Broadband & mobile

    Often cheaper deals available

Example only. Your summary is personalised to your answers.

The scale of what's missed

Independent UK figures we think every household should see.

External estimates published by independent UK sources. Not a guarantee of personal savings. Your result depends on your circumstances.

What the check covers

Three areas where UK households quietly miss out.

The UK support system is fragmented across councils, government, energy and water. We look across three broad areas, then focus on what actually applies to your household.

A UK household reviewing finances together

Household support

Help that may apply based on your income, housing, family or care responsibilities.

Everyday bills

Energy, water and council tax: common areas where households quietly overpay.

Life-stage entitlements

Allowances and refunds tied to your age, work status or a recent change in circumstances.

Why look now

A few reasons it's worth checking this month.

Small windows close quietly. A 90-second check now beats six months of overpaying.

  1. 01

    Benefits change every April

    Rates and thresholds are uprated each tax year. If you last checked over a year ago, your eligibility may have changed.

  2. 02

    Energy price cap moves quarterly

    Ofgem updates the price cap every three months. What was a good tariff last quarter may not be now.

  3. 03

    Council tax bands can be challenged

    If your home is in the wrong band you can challenge it via the VOA (England) or Assessor (Scotland). A successful challenge can be backdated.

How it works

Three steps. A real person at the end of it.

Two simple stages, then a real UK specialist reviews your situation. No long forms, no jargon, no pressure.

  1. 1

    Quick eligibility check

    A handful of simple questions about your household. Takes around 90 seconds. No account, no personal details at this stage.

  2. 2

    Share a few details

    If it looks like there's something worth exploring, we'll ask for the information we need to review your situation properly.

  3. 3

    A real UK expert reviews it

    Not an automated result: a real person on our UK team checks what actually applies to your household and emails you within 2 working days.

Fast by design

We only ask what matters. No long forms, no surveys for the sake of it.

No surprises

No account, no bank details, no pressure. You decide whether to take anything further.

An open notebook with a handwritten checklist next to a cup of tea on a linen surface

The UK system isn’t cruel, it’s just quiet. Council tax bands, energy tariffs, allowances: nobody chases you to claim them.

That’s why the check exists.

A UK specialist reviewing household paperwork at a desk
Reviewed by a UK specialist, not an algorithm.

Who we are

Built for UK households by people who know the system.

Too many households miss support they're entitled to. Not through carelessness, but because the system is hard to navigate. We built a free check that cuts through the noise and tells you what actually applies to your household.

  • Plain and honest

    Everyday language, no jargon, no pressure, and no promises we can't stand behind.

  • Built for real households

    The questions reflect how UK benefits, bills and entitlements actually work.

  • Your choice, always

    The checkup gives you a clear starting point. What you do next is entirely up to you.

  • Registered in the UK
  • No bank details required
  • Data handled under UK GDPR

Frequently asked

Honest answers, in plain English

If you've got a question we haven't answered here, send us a message and we'll get back to you.

Ready when you are

See what may apply to your household.

Free, takes about 90 seconds, no account needed. Reviewed by a real UK specialist within 2 working days.

Start the check

Free · 90 seconds · No account needed

Contact

Get in touch

Have a question about the checkup, your summary, or how we handle your data? Send us a message and we'll reply by email.

Email us

hello@moneycheckup.co.ukWe aim to reply within two working days.

Before you write

For your personalised breakdown, use the free checkup : it's the fastest way to see what applies to you.